{
	"cashflows": [
		{
			"name": "Standard_annuity",
			"preferences": {
                "locale": "en-US",
				"group": "Standard annuity",
				"parameter-list": [
					{
						"name": "strDescription",
						"parameter-type": "string",
						"value": "Standard annuity"
					}
				],
				"descriptor-list": [
					{
						"propagate": false,
						"group": "ColValue",
						"name": "Description",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "Custom~Description~~~0~0"
					},
					{
						"propagate": false,
						"group": "Event",
						"name": "Columns",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "Type~65|Date~50|Value~70|Periods~50|Frequency~60|End-date~50|Skip-periods~50|Parameter-list~40|Description~100"
					},
					{
						"propagate": false,
						"group": "Amortization",
						"name": "Columns",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "Sequence~30|Type~65|Date~50||Decrease~70|Increase~70|Periods~50|Interest~70||Balance~70|Accrued-balance~70|Description~100"
					},
					{
						"propagate": false,
						"group": "General",
						"name": "Summary",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "Description|Yield|InitPrem|IntStart|IntRate|IntFreq|PremStart|PremAmt|PremFreq|PremTerm|RenStart|RenRate|RenFreq|DrawStart|DrawAmt|DrawFreq|DrawTerm|FinalBal"
					},
					{
						"propagate": false,
						"group": "Summary",
						"name": "Description",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "\"Description\"~strDescription"
					},
					{
						"propagate": false,
						"group": "Summary",
						"name": "DrawAmt",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "\"Withdrawal amount\"~if(am(\"PrinFirstStat\", \"Value\") > 0, formatcurrency(am(\"PrinFirstStat\", \"Value\")), \"None\")"
					},
					{
						"propagate": false,
						"group": "Summary",
						"name": "DrawFreq",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "\"Withdrawal frequency\"~if(am(\"PrinFirstStat\", \"Value\") > 0, am(\"PrinFirstStat\", \"Frequency\"), \"None\")"
					},
					{
						"propagate": false,
						"group": "Summary",
						"name": "DrawStart",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "\"Withdrawal date\"~if(am(\"PrinFirstStat\", \"Date\") > 0, formatdate(am(\"PrinFirstStat\", \"Date\")), \"None\")"
					},
					{
						"propagate": false,
						"group": "Summary",
						"name": "DrawTerm",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "\"Withdrawal term\"~if(am(\"PrinFirstStat\", \"Date\") > 0, format(datediff(am(\"PrinFirstStat\", \"Date\"), am(\"PrinLastStat\", \"Date\"), am(\"PrinFirstStat\", \"Frequency\"), 1, 1) + 1), \"None\")"
					},
					{
						"propagate": false,
						"group": "Summary",
						"name": "FinalBal",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "\"Final balance\"~formatcurrency(cashflow(\"AccBal\") + cashflow(\"Balance\"))"
					},
					{
						"propagate": false,
						"group": "Summary",
						"name": "InitPrem",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "\"Initial premium amount\"~formatcurrency(am(\"PrinFirst\", \"Value\"))"
					},
					{
						"propagate": false,
						"group": "Summary",
						"name": "IntFreq",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "\"Guaranteed interest frequency\"~am(\"IntFirst\", \"Frequency\")"
					},
					{
						"propagate": false,
						"group": "Summary",
						"name": "IntRate",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "\"Guaranteed interest rate\"~formatnumber(am(\"IntFirst\", \"Value\")) + \"%\""
					},
					{
						"propagate": false,
						"group": "Summary",
						"name": "IntStart",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "\"Guaranteed interest date\"~formatdate(am(\"IntFirst\", \"Date\"))"
					},
					{
						"propagate": false,
						"group": "Summary",
						"name": "PremAmt",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "\"Periodic premium amount\"~if(am(\"FirstStart=Per prem\", \"Value\") > 0, formatcurrency(am(\"FirstStart=Per prem\", \"Value\")), \"None\")"
					},
					{
						"propagate": false,
						"group": "Summary",
						"name": "PremFreq",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "\"Periodic premium frequency\"~if(am(\"FirstStart=Per prem\", \"Value\") > 0, am(\"FirstStart=Per prem\", \"Frequency\"), \"None\")"
					},
					{
						"propagate": false,
						"group": "Summary",
						"name": "PremStart",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "\"Periodic premium date\"~if(am(\"FirstStart=Per prem\", \"Date\") > 0, formatdate(am(\"FirstStart=Per prem\", \"Date\")), \"None\")"
					},
					{
						"propagate": false,
						"group": "Summary",
						"name": "PremTerm",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "\"Periodic premium term\"~if(am(\"FirstStart=Per prem\", \"Date\") > 0, format(datediff(am(\"FirstStart=Per prem\", \"Date\"), am(\"LastStart=Per prem\", \"Date\"), am(\"FirstStart=Per prem\", \"Frequency\"), 1, 1) + 1), \"None\")"
					},
					{
						"propagate": false,
						"group": "Summary",
						"name": "RenFreq",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "\"Renewal interest frequency\"~am(\"IntLast\", \"Frequency\")"
					},
					{
						"propagate": false,
						"group": "Summary",
						"name": "RenRate",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "\"Renewal interest frequency\"~formatnumber(am(\"IntLast\", \"Value\")) + \"%\""
					},
					{
						"propagate": false,
						"group": "Summary",
						"name": "RenStart",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "\"Renewal interest date\"~formatdate(am(\"IntLast\", \"Date\"))"
					},
					{
						"propagate": false,
						"group": "Summary",
						"name": "Yield",
						"descriptor-type": "custom",
						"descriptor-code": "",
						"value": "\"Yield\"~if(decYield > 0, formatnumber(decYield) + \"%\", \"Undefined\")"
					}
				]
			},
			"event-list": [
				{
					"event-type": "Init prem",
					"event-date": {
						"date": "2002-07-01"
					},
					"sort-order": 10,
					"event-value": {
						"value": "10000.0"
					},
					"event-periods": {
						"periods": 1
					},
					"intervals": 1,
					"frequency": "6-months",
					"end-date": "2002-07-01",
					"extension": {
						"principal-change": {
							"eom": true,
							"principal-first": false,
							"statistics": false,
							"auxiliary": false,
							"passive": false,
							"principal-type": "increase"
						}
					},
					"descriptor-list": [
						{
							"propagate": false,
							"group": "PrinChange",
							"name": "EventType",
							"descriptor-type": "custom",
							"descriptor-code": "",
							"value": "\"Init prem\"",
							"event-index": 0
						}
					],
					"event-next-name": "Interest rate"
				},
				{
					"event-type": "Int Sim Per 360 Rnd",
					"event-date": {
						"date": "2002-07-01",
						"expression": "intEndDate"
					},
					"sort-order": 40,
					"event-value": {
						"value": "6.0"
					},
					"event-periods": {
						"periods": 1
					},
					"intervals": 1,
					"frequency": "6-months",
					"end-date": "2002-07-01",
					"extension": {
						"interest-change": {
							"round-balance": "bankers",
							"interest-method": "simple-interest",
							"day-count-basis": "periodic",
							"days-in-year": 360
						}
					},
					"descriptor-list": [
						{
							"propagate": false,
							"group": "IntChange",
							"name": "EventType",
							"descriptor-type": "custom",
							"descriptor-code": "",
							"value": "\"Int \" + strMethod + \" \" + strDayCount + \" \" + format(intDaysInYear) + if(strRound = \"none\", \"\", \" Rnd\")",
							"event-index": 1
						}
					],
					"event-next-name": "Periodic premium"
				},
				{
					"event-type": "Per prem",
					"event-date": {
						"date": "2003-01-01"
					},
					"sort-order": 10,
					"event-value": {
						"value": "600.0"
					},
					"event-periods": {
						"periods": 20
					},
					"intervals": 1,
					"frequency": "6-months",
					"end-date": "2012-07-01",
					"extension": {
						"principal-change": {
							"eom": true,
							"principal-first": false,
							"statistics": false,
							"auxiliary": false,
							"passive": false,
							"principal-type": "increase"
						}
					},
					"descriptor-list": [
						{
							"propagate": false,
							"group": "PrinChange",
							"name": "EventType",
							"descriptor-type": "custom",
							"descriptor-code": "",
							"value": "\"Per prem\"",
							"event-index": 2
						}
					],
					"event-next-name": "Periodic withdrawal"
				},
				{
					"event-type": "Int Act Per 360",
					"event-date": {
						"date": "2012-07-01",
						"expression": "intEndDate"
					},
					"sort-order": 40,
					"event-value": {
						"value": "3.5"
					},
					"event-periods": {
						"periods": 1
					},
					"intervals": 1,
					"frequency": "6-months",
					"end-date": "2012-07-01",
					"extension": {
						"interest-change": {
							"interest-method": "actuarial",
							"day-count-basis": "periodic",
							"days-in-year": 360
						}
					},
					"descriptor-list": [
						{
							"propagate": false,
							"group": "Custom",
							"name": "Description",
							"descriptor-type": "custom",
							"descriptor-code": "",
							"value": "Sect 7520 rate",
							"event-index": 3
						},
						{
							"propagate": false,
							"group": "IntChange",
							"name": "EventType",
							"descriptor-type": "custom",
							"descriptor-code": "",
							"value": "\"Int \" + strMethod + \" \" + strDayCount + \" \" + format(intDaysInYear) + if(strRound = \"none\", \"\", \" Rnd\")",
							"event-index": 3
						}
					],
					"event-next-name": "Periodic premium"
				},
				{
					"event-type": "Per draw",
					"event-date": {
						"date": "2013-01-01"
					},
					"sort-order": 12,
					"event-value": {
						"value": "1200.0"
					},
					"event-periods": {
						"periods": 20
					},
					"intervals": 1,
					"frequency": "6-months",
					"end-date": "2022-07-01",
					"extension": {
						"principal-change": {
							"eom": true,
							"principal-first": false,
							"statistics": true,
							"auxiliary": false,
							"passive": false,
							"principal-type": "decrease"
						}
					},
					"descriptor-list": [
						{
							"propagate": false,
							"group": "PrinChange",
							"name": "EventType",
							"descriptor-type": "custom",
							"descriptor-code": "",
							"value": "\"Per draw\"",
							"event-index": 4
						}
					],
					"event-next-name": "Periodic withdrawal"
				}
			]
		}
	]
}