01,GSBI,ABC,200331,2300,1,,,2/
02,,GSBI,1,200331,2300,,,/
03,123456,USD,010,10000,,,/
16,495,1000,,I1220012,endtoendID,To: Payee account, Account: XXXXX-4454, Client Ref ID: endtoendID, GS ID:I1220012/
88,CREF: 9f4396bd-8c47-4893-8682-bd8ff006d140, BREF: 204820942048
49,11000,2/
98,12000,2,5/
99,22000,2,10/